Category: Mortgages (13 posts)
October 29-2025 - Bank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Shirl Funk
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
read moreHow Falling Rates Open Doors for Gig Workers: Mortgages for Non-Traditional Incomes in Winnipeg
October 10, 2025 | Posted by: Roar Solutions
The mortgage world is shifting in favour of non-traditional earners. If you’re a freelancer, contractor, or gig worker in Winnipeg, falling rates may finally make homeownership a real possibilit ...
read moreIs Now a Good Time to Buy a Home in Winnipeg with Lower Mortgage Rates?
September 24, 2025 | Posted by: Shirl Funk
Winnipeg’s housing market is always a hot topic, and with the recent cuts to the Bank of Canada’s interest rate, many buyers are asking the same question: is now a good time to purchase a ...
read moreBank of Canada lowers policy rate to 2.5%
September 17, 2025 | Posted by: Shirl Funk
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher U ...
read moreWinnipeg Property Taxes In 2025, What They Mean For Your Mortgage Budget, Approval, And Renewal
September 9, 2025 | Posted by: Shirl Funk
Did You Know Winnipeg introduced a new provincial credit that can reduce your school taxes in 2025, and some previous credits were removed, so many escrow estimates changed this year. A small change ...
read moreWinnipeg Mortgage Broker: Your Local Guide to Smarter Home Financing
August 26, 2025 | Posted by: Shirl Funk
Did You Know? Winnipeg remains one of the most affordable major Canadian markets, which gives buyers more choice and homeowners more flexibility. A local broker can match that advantage with lender o ...
read moreMortgage Pre-Approvals in Winnipeg - Why They Matter in Today’s Market
August 19, 2025 | Posted by: Shirl Funk
Why Getting Pre-Approved for a Mortgage in Winnipeg Matters in Today’s Market If you are thinking about buying a home in Winnipeg, one of the smartest first steps you can take is getting a mort ...
read moreWhy Choose Our Team as Your Local Winnipeg Mortgage Broker
August 5, 2025 | Posted by: Shirl Funk
Buying in Winnipeg asks for clear answers, steady guidance, and a plan that fits your real life. Prices shift, inventory swings with the season, and each lender views income, down payment, a ...
read moreJuly 30 - 2025 - Bank of Canada holds policy rate at 2.75%
July 30, 2025 | Posted by: Shirl Funk
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some elements of US trade policy have started to become m ...
read moreMortgage Life After Separation and Divorce
December 12, 2024 | Posted by: Shirl Funk
Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle. Most notably, one of the m ...
read moreShould You Pay Off Your Mortgage Early?
November 21, 2024 | Posted by: Shirl Funk
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...
read moreShould You Spend the Full Mortgage Amount You're Approved For?
October 24, 2024 | Posted by: Shirl Funk
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
read moreTake Advantage of Low Interest Rates – Refinance Your Mortgage Today!
October 17, 2024 | Posted by: Shirl Funk
Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...
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