Category: Mortgages (13 posts)

October 29-2025 - Bank of Canada lowers policy rate to 2.25%

October 29-2025 - Bank of Canada lowers policy rate to 2.25%

October 29, 2025 | Posted by: Shirl Funk

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...

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How Falling Rates Open Doors for Gig Workers: Mortgages for Non-Traditional Incomes in Winnipeg

How Falling Rates Open Doors for Gig Workers: Mortgages for Non-Traditional Incomes in Winnipeg

October 10, 2025 | Posted by: Roar Solutions

The mortgage world is shifting in favour of non-traditional earners. If you’re a freelancer, contractor, or gig worker in Winnipeg, falling rates may finally make homeownership a real possibilit ...

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Is Now a Good Time to Buy a Home in Winnipeg with Lower Mortgage Rates?

Is Now a Good Time to Buy a Home in Winnipeg with Lower Mortgage Rates?

September 24, 2025 | Posted by: Shirl Funk

Winnipeg’s housing market is always a hot topic, and with the recent cuts to the Bank of Canada’s interest rate, many buyers are asking the same question: is now a good time to purchase a ...

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Bank of Canada lowers policy rate to 2.5%

Bank of Canada lowers policy rate to 2.5%

September 17, 2025 | Posted by: Shirl Funk

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher U ...

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Winnipeg Property Taxes In 2025, What They Mean For Your Mortgage Budget, Approval, And Renewal

Winnipeg Property Taxes In 2025, What They Mean For Your Mortgage Budget, Approval, And Renewal

September 9, 2025 | Posted by: Shirl Funk

Did You Know Winnipeg introduced a new provincial credit that can reduce your school taxes in 2025, and some previous credits were removed, so many escrow estimates changed this year. A small change ...

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Winnipeg Mortgage Broker: Your Local Guide to Smarter Home Financing

Winnipeg Mortgage Broker: Your Local Guide to Smarter Home Financing

August 26, 2025 | Posted by: Shirl Funk

Did You Know? Winnipeg remains one of the most affordable major Canadian markets, which gives buyers more choice and homeowners more flexibility. A local broker can match that advantage with lender o ...

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Mortgage Pre-Approvals in Winnipeg - Why They Matter in Today’s Market

Mortgage Pre-Approvals in Winnipeg - Why They Matter in Today’s Market

August 19, 2025 | Posted by: Shirl Funk

Why Getting Pre-Approved for a Mortgage in Winnipeg Matters in Today’s Market If you are thinking about buying a home in Winnipeg, one of the smartest first steps you can take is getting a mort ...

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Why Choose Our Team as Your Local Winnipeg Mortgage Broker

Why Choose Our Team as Your Local Winnipeg Mortgage Broker

August 5, 2025 | Posted by: Shirl Funk

Buying in Winnipeg asks for clear answers, steady guidance, and a plan that fits your real life. Prices shift, inventory swings with the season, and each lender views income, down payment, a ...

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July 30 - 2025 - Bank of Canada holds policy rate at 2.75%

July 30 - 2025 - Bank of Canada holds policy rate at 2.75%

July 30, 2025 | Posted by: Shirl Funk

The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some elements of US trade policy have started to become m ...

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Mortgage Life After Separation and Divorce

Mortgage Life After Separation and Divorce

December 12, 2024 | Posted by: Shirl Funk

Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle. Most notably, one of the m ...

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Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

November 21, 2024 | Posted by: Shirl Funk

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

October 24, 2024 | Posted by: Shirl Funk

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

October 17, 2024 | Posted by: Shirl Funk

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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