June 6, 2026 - Bank of Canada Holding Rate at 2.25%
June 10, 2026 | Posted by: Shirl Funk
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...
read moreWinnipeg Reverse Mortgage vs HELOC vs Refinance, Which Option Fits Retirement?
June 8, 2026 | Posted by: Shirl Funk
Many Winnipeg homeowners reach retirement with something valuable, a home they have worked hard to pay down. Maybe it is a bungalow in St. Vital, a longtime family home in Charleswood, a condo in Riv ...
read moreWinnipeg Housing Starts Are Up, What Buyers Should Know About New Builds and Construction Mortgages in 2026
May 19, 2026 | Posted by: Shirl Funk
Winnipeg is building. That may sound simple, but for buyers, families, and homeowners thinking about a new build, it matters. More construction can mean more options. More floor plans. More new neigh ...
read moreApril 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Shirl Funk
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vola ...
read moreBad Credit Mortgage vs Private Mortgage in Winnipeg, Which Option Makes More Sense?
April 6, 2026 | Posted by: Shirl Funk
If you have been turned down by a bank, are worried about your credit, or feel like your mortgage options are getting narrower, you are not alone. This is one of the most common situations we speak wi ...
read moreMarch 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Shirl Funk
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...
read moreMortgage Brokers Near Me, Top 10 Reasons to Choose Shirl Funk as Your Winnipeg Mortgage Broker
March 17, 2026 | Posted by: Shirl Funk
When people search for mortgage brokers near me, they are usually not looking for a sales pitch. They are looking for answers. They want someone local who will explain the numbers clearly, help them a ...
read moreWinnipeg Rental Income Mortgages 2026, How Lenders Qualify
February 18, 2026 | Posted by: Shirl Funk
If you are looking at buying a rental property in Winnipeg, the first question most investors ask is, "How much can I qualify for?" The second question is the one that really matters, "How will the le ...
read moreWinnipeg HELOC vs Second Mortgage, 2026 Guide
February 2, 2026 | Posted by: Shirl Funk
If you own a home in Winnipeg, you have probably felt it, life does not pause just because interest rates are in the news. Renovations still need doing. Debt still piles up. Kids still grow, and so do ...
read moreJan 28-2026 - Bank of Canada maintains policy rate at 2.25%
January 28, 2026 | Posted by: Shirl Funk
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed ...
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