Mortgage Pre-Approval

Your Mortgage Broker for Life

Mortgage Pre-Approvals in Winnipeg and across Manitoba

Get Pre-Approved Today!

Mortgage Pre-Approvals in Winnipeg and across Manitoba Made Easy

Inquire Today

No-hassle, No-obligation. Your info is safe, and you’re in control.

Our Winnipeg Lending Advantage

Fast

Lending Approvals

Low Rates

Some of the lowest rates anywhere

98%

would recommend us

No-Obligation

free, no-hassle conversation

Winnipeg, Brandon, Gimli, Steinbach, Winkler, Portage la Prairie and Manitoba Mortgage Pre-Approvals

Ready, Set, Home! Pre-Approval Paves the Way to Success

Securing a mortgage pre-approval is one of the smartest first steps you can take when considering a new home purchase. It provides a clear financial picture, helping you understand exactly what you can afford and putting you in a stronger position when making an offer. As a dedicated mortgage broker in Manitoba, I’m here to simplify the process, guiding you through each step with straightforward advice and personalized service.

With a pre-approval in hand, you can save time by focusing on the right properties and rest assured knowing that you’re prepared financially. This clarity and confidence not only streamline the home buying process but also reduce stress, making your experience as smooth and rewarding as possible.

Inquire Today

Answers to Your Mortgage Pre-Approval Questions...

What is a mortgage pre-approval and how does it work in Manitoba?

A mortgage pre-approval is a written estimate from a lender stating how much money you can borrow based on your financial history. In Manitoba, this involves reviewing your credit score, income, employment history, and debt. With a pre-approval, you know your budget before you start looking, which streamlines the search and strengthens your offer when you find the right property.

How do I start the mortgage pre-approval process in Winnipeg?

Begin by reaching out to our team who understands the Manitoba market. We will guide you through gathering necessary documents like proof of income, employment details, and credit history. This personalized advice ensures you meet local lending criteria, making the process smooth and efficient.

How long does a mortgage pre-approval remain valid and can it be updated?

Typically, a mortgage pre-approval in Manitoba is valid for about 90 to 120 days, though this can vary between lenders. If your financial situation changes or if more time is needed, you can often renew or adjust the pre-approval. Staying in touch with your mortgage professional will help keep your pre-approval current and reflective of your latest circumstances.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

read all testimonials
  • Shirl Funk is an absolute gem when it comes to getting a mortgage. My partner and I had no idea what steps to take when buying our first home, and we definitely panicked and felt stressed MANY time...
    Marisa Forest
  • Shirl is was amazing to work with! We highly recommend her. She is very knowledgeable and just a great person all around.
    Amara Okoli
  • Shirl is not your average person who knows a thing or two about mortgage's. At a time when my family was suffering after Covid 19 with bills, and money problems she came through for us. Not only ...
    Stephen Parsons
  • When I started to apply for a mortgage, I was disappointed that the Bank with which I have been a client for a long time did not approve me for the amount needed to buy a reasonable house. Luckily,...
    Usabayezu Francoise
  • Shirl was awesome. Started with one broker who never listened. Talked to Shirl, she listened to me and went above and beyond for me. Got me into my new house with ease. Would recommend her to every...
    Anita Schroeder

Our Manitoba Mortgage Service Areas

Winnipeg | Steinbach | Brandon | Portage la Prairie | Beausejour | Niverville | Winkler | Powerview-Pine Falls | Saint Malo | Morris | Carman | Altona | Arborg | Stonewall | Selkirk | Oakbank | Ste. Anne | La Broquerie | Grunthal | Gimli and all across Manitoba!

Fast. Trusted. Reliable.
Your Mortgage, Your Way.

Get the funding you need, when you need it.

Schedule a No-Obligation Call

Free Mortgage Guides!

Free educational tips and tricks

Download Now
Google Rating
5